There are somethings that you don't have a choice to pay for (bills, gas, etc).

But when you've got disposable income, how do you know when something is worthy of your hard earned income? What separates "not worth it" from "yes, please"?

I'm working at a low paying job (~$5.50/hr after taxes). When I'm out and see something I think I'd like to have, I consider how much return I'll get. $5 DVDs are a great value because I get 2 hours of entertainment for 1 hour of work (if I only watch it once). Books are good, because I get numerous hours of reading/rereading for the 2 or 3 I worked to afford the book.

On the otherhand, I don't frequent restaraunts, theaters, or drink pop/coke/soda much because I get less out of them than I put in.

My paycheck gets direct deposited into an account my wife and I share. When I see something I want, I ask my wife if I can get it. She says "yes" or "no".

It seems to work out.

Pete Version

depends transformers wise its a case of what i feel i want in my collection but for media unless I'm a hard core fan I just acquire it by other means that are cheaper... free... like asking for my friends copy and not at all DLing it off the net

I have a mental wall over spending more than £10, and I really need to talk myself into it.



The £900 Computer I just bought nearly killed me.

Well obviously. A 900 pound computer would crush just about anything.

uh... I don't put much thought behind it. I mean when I was making the kind of money ur making now, I was single, living with a roomate and eating Ramen and peanut butter sandwiches so pretty much all my income went toward living expenses.

Now though, I pretty much just buy what I want and don't bother with Pro/Con lists.

For me, paying money for books is pissing money away since I can go to the library and check the out for free.

I'm with Hot Rod though...I guess I don't really think about it. After the bills are paid and stuff, of course.

yeah bills first, them whatever... it also helps to have two incomes (mine and the wife's) though so there is that.

After studying business, investment, finance, and accounting for years, I've developed a stringent policy of criteria on what my inevitable expenses should/must be. I then get hungry for food or see toys I want to buy, and then completely ignore that policy.

I take whatever I want and baby I want you

Haggis version

I take it you have a small wiener?

Stormtrooper53 version'd!

WRONG!

You could choose to be homeless, a freeloader, or live with your parents. There is always a choice.

Or an extremely massive one, and a petite Japanese wife who's been pregnant for the last 10 months/Just gave birth.

ROUND PEG WON'T FIT IN SQUARE HOLE'D

If your petite Japanese wife has a square hole, she might be a sex robot. Which would explain why she can't pop out those kids. Or maybe you're just running on empty...

Man, I wish I had a sex robot.